Mortgage Loans


When you're looking for a new home, we're looking after you.

Need some help choosing a loan? Our expertise is on the house.

When you go house-hunting, you'll surely see many different floor plans and architectural styles. When it comes time to finance your new place, you'll encounter a wide array of fixed-rate and adjustable rate mortgage options. But don't worry, you won't have to sort through them on your own. At Berkshire Bank, we take pride in helping our neighbors find a loan that's as sweet as their home.

Fixed-Rate Mortgage

  • Competitive interest rates
  • Low closing costs
  • Choose loans of 10, 15, 20 or 30 years
  • Monthly payments will remain stable over course of loan
  • Priority Borrower Approvals are available

Adjustable-Rate Mortgage

  • Lower initial interest rates reduce monthly payments
  • Loan terms limit future interest rate increases
  • Low closing costs
  • Choose from a variety of ARMs
All lending products are subject to credit and property approval. This is not a commitment to make a mortgage loan. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation.

Consult your Social Security, Medicare, tax or other financial advisor to determine how reverse mortgage payments may affect your particular situation. You must also continue to occupy your home as your primary residence and keep it in good repair, with all taxes and insurance premiums up to date.  Subject to the terms of your mortgage.

Berkshire Bank NMLS 506896.  All rights reserved. 

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