First-Time Homebuyers

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When you're looking for a new home, we're looking after you.

Need some help choosing a loan? Our expertise is on the house.

It can take years to save enough money to buy a house. Speed up the timeline with loans that allow you to make a reduced down payment.

Here are some options that could be right for you:

  • FHA
  • VA
  • USDA Rural Housing
  • SONYMA State of New York
  • CHFA State of Connecticut
  • MHFA State of Massachusetts
  • MHP
  • CRA Unique Berkshire Bank Community Reinvestment Act choices

Fixed-Rate Mortgage

All lending products are subject to credit and property approval. This is not a commitment to make a mortgage loan. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation.

Consult your Social Security, Medicare, tax or other financial advisor to determine how reverse mortgage payments may affect your particular situation. You must also continue to occupy your home as your primary residence and keep it in good repair, with all taxes and insurance premiums up to date.  Subject to the terms of your mortgage.

Berkshire Bank NMLS 506896.  All rights reserved. 

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